Take a peek at her post on health care costs and tell me it does not smack of common sense and reason.
Somehow, in the past 50 or so years, the entire concept of health insurance has been turned inside out and upside down. No longer do we insure against a catastrophic event, what was once called a “major medical” policy, but now expect our insurance to pay for hangnails and head colds.
As a nation, we run to the doctor for the most trivial of reasons because “it’s free.” This phenomenon is not relegated to the people who are insured through their employer, but includes Medicare recipients also.
A number of years ago, I had a lady friend who was on Medicare. She had problems with the maintenance of her toenails and so her doctor referred her to a podiatrist. Every six weeks, she visited the podiatrist to have her nails clipped, not by the doctor, but by an assistant in the office. Medicare was billed for an office visit and for the clipping of her nails, a procedure that could have been performed by any competent manicurist. Of course, if she went to manicurist, she would have to pay $5.00 or $10.00 to have her nails clipped. Why do that when you can get it done for “free.”
Both my husband and I are recent receivers of this abomination called Medicare. Unlike most recipients, I carefully review the statements for our services. Just a few weeks ago, my husband had a electrocardiogram performed. When I saw the amount billed to Medicare, I almost had a stroke. A relatively simple procedure, the technology of which has long since paid for, cost close to $4,000.00. A doctor isn’t even required to do the procedure, a technician being sufficient for the job. Admittedly, a doctor “reads” the results, which were already known to us by the nurse. What Medicare actually paid the clinic for the procedure is an unknown, but not for long, since I plan on spending some quality time with the billing office to find out this information.
Take the time to read the whole thing, it is excellent