Department Of Education Employees Caught Stealing Students’ Personal Information To Apply For Credit Cards, Loans

Fraudsters In Department Of Education Are Caught Stealing Students’ Personal Information To Apply For Loans And Cellphones, And One Worker Looked Up Barack Obama’s Student Loan Records – Daily Mail

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Government employees have been caught stealing students’ personal information to apply for loans, credit cards and set up new cell phone accounts,Daily Mail Online has learned.

Reports on breaches of staff conduct inside the Department of Education shows how workers stole social security numbers from a database while a man was fired for trying to look up President Barack Obama’s student loan records.

Cyber security campaigners warned that the failure to protect sensitive information because of ‘bureaucratic incompetence’ is just the ‘tip of the iceberg’.

Insiders involved in illicit breaches are often overlooked, simply because the public think hackers and cybercriminals are more often to blame, they said.

Lee Tien, senior staff attorney and Adams Chair for Internet Rights at the Electronic Frontier Foundation, told the Daily Mail Online ‘insiders are frequently part of the breach story’.

He added that entities – especially the government – need to uphold their duty to safeguard other people’s personal information.

Berin Szoka, the president of Tech Freedom, insisted some of the privacy issues come from within the government.

‘As usual, the real privacy problem is government. Big Brother surveillance at the NSA is bad enough,’ he told the Daily Mail Online.

‘But bureaucratic incompetence can be far bigger problem. Failing to protect sensitive student loan data is just the tip of the iceberg of poor data security inside government.’

According to the documents – obtained by the Daily Mail Online through a Freedom of Information Act request – a number of government employees set up an illicit scheme to steal students’ information.

One woman created a bogus Department of Education account to access the National Student Loan Data System to aid her criminal plot.

While accessing the records, she would extract information from individual accounts.

She swapped around the last four digits of her SSN with those of another during the scheme, and set up the fake identity to apply for credit cards, personal loans and set up a Sprint cell phone account.

An internal investigation within the department found she went into the database 24 times between 2006 and 2009 to retrieve the information.

Just 24 hours after searching through the database on one occasion in 2009, the documents revealed she applied for a personal loan.

The unidentified employee was arrested and charged in 2011 for stealing more than $500 using the stolen details.

One of the documents related to her case reads: ‘It appears [the employee] did not have a business reason to run either name in the National Student Loan Data System (NSLDS).’

After pleading guilty, she was sentenced to 18 months in jail with a 17-month suspended sentence. However, according to the documents, the employee only served a month in prison and was then given authorized work by a judge.

It’s not known what happened to the other staff members involved in the scheme.

In 2011, a man violated department protocols by trying to access ‘Barrack [sic] Obama’s student loans records. According to the documents he consistently spelled the president’s name wrong – using two ‘r’s.

The employee involved was not prosecuted, but lost his job after departmental staff also discovered he had misused his government-issued travel card.

It is not clear why he tried to access the records as Obama has made the majority of his financial history public knowledge.

He paid off his student loans in in 2004 while he was in the Illinois State Senate. He took out $42,753 in loans to pay for his Harvard Law School tuition while Michelle applied for $40,762 in loans for her Harvard Law education.

The couple carried their debt for 25 years, but the president is believed to have paid it off using $1.9million worth of royalties from his book, Dreams of My Father. It was reissued and became a best seller after his speech at the Democratic convention in 2004.

A third Department of Education employee was investigated in 2014 for using his government email to promote his own business at the taxpayers’ expense. Some of the documents involved have been heavily redacted.

The analysis revealed there were approximately 166 calls totaling 616 minutes or approximately 10 hours of calls during on-duty hours. His calls cost the government approximately $478.36 based on his hourly salary.

He admitted that he shouldn’t have used government equipment – including a scanner, printer, phone and email – for his own personal gain, but it’s not clear what type of business he was operating or whether he was punished.

Another part of the document trove described the investigation into Joseph Butler, a veteran department employee from Clarkstown, Georgia, who accessed child pornography for years.

According to reports he was able to filter his computer activity and get around filtering software preventing government staff from visiting illicit websites.

More than 70 disturbing images were founded embedded in several Microsoft Word documents that were then saved to his government computer.

His Internet browsing history also revealed he had searched for child nudity and pornography.

Butler used his computer to download images onto CD-ROMs, which federal agents found during a search of his home in July 2011. Agents also found graphic stories Butler had written about children.

He is currently serving a 10-year prison sentence. When he is released he will have to sign up to the sex offenders register and completed five years of supervision.

The Department of Education did not comment on the revelations.

However a report in 2015 addressing ‘management challenges’ highlighted ‘repeated problems in IT security and noted increasing threats and vulnerabilities to the Department’s systems and data.’

The document said more steps needed to be taken to make sure federal employees did not breach the database.

One of the factors considered was a two-step authorization process – but it is yet to be implemented.

In September 2013 the Office of the Inspector General – who oversee the Department’s management – warned officials there were weaknesses led to ‘unauthorized accesses to private information.’

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Leftist Politicians Beg Obama To Illegally Change Obamacare Rules So Their Constituents Can Avoid New Tax Penalties

Democrats Beg Obama To Bend Obamacare Rules To Avoid Tax Penalties For Millions – Big Government

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Three senior House Democrats are pleading with the Obama administration to bend the Obamacare rules to prevent their constituents and millions of Americans from being hit with Obamacare tax penalties.

Reps. Sander Levin (D-MI), Jim McDermott (D-WA), and Lloyd Doggett (D-TX) have strongly requested a special sign-up for the uninsured who will all be hit with a $325 fine or two percent of their income (whichever is higher) for failure to enroll in 2015. In 2016, the Obamacare tax penalty will be an average $1,100, reports the Associated Press. For 2014, the Obamacare tax was $95 or one percent of income.

“Open enrollment period ended before many Americans filed their taxes,” the three lawmakers said in a statement. “Without a special enrollment period, many people (who will be paying fines) will not have another opportunity to get health coverage this year.”

The lawmakers’ pleas come on the heels of a devastating New York Times article published last week titled, “Insured, but Not Covered,” which revealed that many Obamacare customers are hitting the harsh wall of reality about how expensive and flimsy their Obamacare plans truly are. As the Times notes, “A recent New York Times/CBS poll found that 46 percent of Americans said they had trouble affording health care, up 10 percentage points in just one year.”

Obamacare remains deeply unpopular. According to the RealClearPolitics average of polls, just 39% of Americans support Obama’s signature legislative achievement.

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U.S. Has Allowed Two Immigrants To Enter Country For Every Job Created Since Year 2000

Two Immigrants For Every New Job Since 2000 – Daily Caller

The United States has accepted two new immigrants for each additional job created since 2000, according to federal data.

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The data shows that 18 million legal and illegal immigrants settled in the United States from 2000 to 2015, while only 9.3 million additional jobs were created, according to the Center for Immigration Studies, which favors a reduced level of immigration.

After subtracting deaths, departures and retirements among the immigrants, the working-age population of immigrants has grown 12 million since 2000, according to data at the Bureau of Labor Standards, said Steve Camarota, the author of the CIS study.

That’s equal to three years of American births.

The population of Americans aged 16 to 65 also grew by 16 million from 2000 to 2014, Camarota told The Daily Caller.

That overall population of working-age immigrants and native-born Americans increased by 28 million, which is three times the number of jobs added since 2000.

The huge growth in the labor supply, and the slow growth of employment, debunks predictions by Democrats and business groups that immigrant labor spurs the economy enough to ensure that even Americans gain from the inflow.

Instead, the post-2000 flood of migrants and young Americans workers has swamped the slow-growing labor market, and is helping to drive down salaries and to boost values on Wall Street. “Median household income, on average, has fallen 9 percent since the turn of the century,” The New York Times reported in January, matching conventional economic predictions about supply and demand in the labor market.

The extra immigrants are mostly poor, drive up taxpayers’ costs for welfare spending and are crowding into classrooms and spiking state and local education budgets.

The public is increasingly hostile to extra immigration, even as respondents tell pollsters that they value the American tradition of immigration and also that they respect immigrants. The contrast between public statements and private voting was demonstrated in the Democratic stronghold of Oregon, where Americans voted in November by two-to-one to deny drivers licenses to illegals. A January 2015 Gallup poll showed that only seven percent of Americans want a higher rate of immigration, despite minimal media coverage about the scale of immigration.

One reason for the low support for additional immigration is public opposition to companies that hire migrants at lower pay than Americans. In part, migrants take lower wages because their pay will be effectively increased by the government’s subsequent award of citizenship to them. That’s a hugely valuable deferred payment to migrants, to their future children and to their parents, who can later gain residency and sign up for Medicare’s various aid programs.

American citizens, however, can’t get citizenship as deferred wages. Instead, they must ask employers to pay their full wages – except for welfare payments – which puts them at a disadvantage in the labor market.

The percentage of working-age, native-born Americans who are in the labor market has fallen from 76.0 percent in 2000, down to 71.5 percent in 2014, according to the CIS report. The trend has pushed 13 million additional Americans out of the workforce since 2000.

In November 2014, one in every five U.S. jobs was held by a foreign-born worker, up from one-in-six jobs in January 2010, according to federal data highlighted by the Center for Immigration Studies.

The resulting poverty and social conflict in the United States has spiked demand for big government aid programs since 2000. That demand helped Sen. Barack Obama claim the presidency in 2008 and 2012.

Obama and his allied Democrats have accelerated the process.

During Obama’s tenure, the normal immigrant inflow of 1 million per year has been boosted by the unprecedented distribution of roughly 7.4 million work-permits to illegals, refugees, tourists and other categories of foreigners.

That supply of 7.4 million workers is in addition to the roughly four million working-age immigrants among the 6 million legal immigrants who have arrived since 2009.

The combination of the 4 million and the 7.4 million has added roughly 11.4 million new foreign workers to the labor market since Obama was inaugurated in January 2009.

During the same period, roughly 26 million young Americans joined the workforce in search of the jobs needed to pay off college debts, to buy houses and to start families.

That means roughly one working-age immigrant has entered the labor market for every two or three young Americans who turn 18 during Obama’s six-year tenure.

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Thanks Barack… Student Loan Forgiveness Program To Cost Taxpayers $21.8 Billion

Obama’s Student Loan Forgiveness Program Has $21.8 Billion Shortfall – Daily Signal

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The Obama administration’s student loan program came up $21.8 billion short last year because of unpaid and forgiven loans.

According to Politico, which found the number buried in President Obama’s 2016 budget proposal this week, the shortfall is “the largest ever recorded for any government credit program.”

The president’s student loan initiative limits student loan payments to 10 percent of the borrower’s income, and forgives outstanding debt after 20 years – or 10 years if the borrower works in public service.

According to WhiteHouse.gov, the initiative is “part of the Obama-Biden administration’s ambitious agenda to make higher education more affordable and to help more Americans earn college degrees.”

Politico reports that 40 million Americans currently hold $1.2 trillion in outstanding student loan debt.

Romina Boccia, the Grover M. Hermann fellow in federal budgetary affairs at The Heritage Foundation, said the federal government “is hiding the very real taxpayer exposure to risk that arises from its massive and growing student loan portfolio.”

“If the federal government included the market risks of that portfolio, its student loan programs would quickly reveal themselves as big money losers for taxpayers,” said Boccia.

“According to the Congressional Budget Office, using a fair-value approach to account for student loans shows them to drain federal coffers by $88 billion over the decade – a figure that can be expected to grow even higher given Obama’s new repayment program, which would forgive many of the loans,” she added.

According to Politico, because of a “quirk” in how credit programs are budgeted, the $21.8 billion difference can be added to the deficit without “appropriations or even approval from Congress.”

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Obama “Dreamers” To Get Retroactive IRS Refunds For Money They Earned While Working Illegally

IRS Offers Extra Tax Refunds To Illegal Immigrants Granted Amnesty By Obama – Washington Times

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IRS Commissioner John Koskinen confirmed Tuesday that illegal immigrants granted amnesty from deportation under President Obama’s new policies would be able to get extra refunds from the IRS for money they earned while working illegally, as long as they filed returns during those years.

Illegal immigrants who are granted the amnesty will be given official Social Security numbers, which means they can go back and amend up to three years of previous tax forms to claim the Earned Income Tax Credit, potentially claiming billions of dollars in additional payments they were ineligible for before the amnesty.

Mr. Koskinen said they will have to have already filed returns for those back-years, and there’s a statute of limitations that governs how far they can go back, but said the agency’s current interpretation of laws would allow them to claim the EITC credit retroactively.

“This is the problem you get into,” said Sen. Charles E. Grassley, an Iowa Republican who demanded a solution to the loophole. “The IRS’s interpretation of the EITC eligibility requirements undermines congressional policy for not rewarding those working illegally in the United States.”

The loophole stems from the way the IRS handles illegal immigrants. While the immigrants are not authorized to work in the U.S. legally, the IRS still wants to be paid taxes on the earnings of those who do work, and so it has issued millions of Individual Taxpayer Identification Numbers, or ITINs, to illegal immigrants, enabling them to pay up.

Some tax credits are only eligible to those with a valid Social Security number. Those who get valid numbers, however, can go back and claim them.

The IRS website says taxpayers have until April 15 this year to file back to 2011 claiming tax credits they didn’t ask for in their previous returns, and have until April 15, 2016, to claim tax credits from 2012.

Mr. Grassley asked Mr. Koskinen to go back and revisit his agency’s interpretation of the laws.

The Obama administration says up to 4 million illegal immigrants could earn “deferred action,” or a stay of deportation and work permits that would accompany it. It’s uncertain how many of those were paying taxes using ITINs, and thus could be eligible to claim the EITC.

The EITC isn’t the only tax credit to be ensnared in the immigration debate. The IRS already pays out billions of dollars a year to illegal immigrants under a program known as the additional child tax credit.

The IRS says the law is vague on who is eligible for the child credit, so to be on the safe side they pay it out to illegal immigrants.

Backers argue that the children claimed for the child tax credit are likely U.S. citizens, even if their parents are here illegally, and so it would be unfair to strip the money.

In 2010, the government paid out $4.2 billion to illegal immigrants who claimed the child tax credit, the IRS’s inspector general found.

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Obamaconomy Update: Number Of Full-Time Jobs As Percentage Of Population Lowest It’s Ever Been

Gallup CEO: Number Of Full-Time Jobs As Percent Of Population Is Lowest It’s Ever Been – Gateway Pundit

Gallup CEO and Chairman Jim Clifton doubled-down on his comments earlier in the week on the misleading Obama unemployment rate.

Obama says the unemployment rate is 5.6% which is very misleading.

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Clifton went on America’s Newsroom today to explain the misleading government numbers.

“The number of full-time jobs, and that’s what everybody wants, as a percent of the total population, is the lowest it’s ever been… The other thing that is very misleading about that number is the more people that drop out, the better the number gets. In the recession we lost 13 million jobs. Only 3 million have come back. You don’t see that in that number.“

Via America’s Newsrooom:

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The real Obama unemployment rate is above 10%

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