Ready For Another Obamacare Price Hike? (David Catron)

Ready For Another Obamacare Price Hike? – David Catron

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In July of 2009, as the Obamacare debate was heating up, Gallup published a survey indicating that 83 percent of Americans wanted health care reform to make their health insurance more affordable. Now, more than five years after the President’s “signature domestic achievement” was passed, health insurance premiums are higher than ever. And it’s obvious that Obamacare is a major driver of the increase. The Wall Street Journal reports that insurers are proposing rate increases ranging from 25 to 51 percent for 2016. Why? “All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.”

Obamacare apologists suggest different causes, of course. Jonathan Cohn writes, “One reason could be the normal and predictable competition among insurance plans jostling for market share.” Cohn’s grasp of economics is so tenuous that he doesn’t know insurers compete for market share by reducing premiums. He also connects the increases to anxiety about that bête noire of Obamacarians everywhere, King v. Burwell: “If the court rules in favor of the plaintiffs… millions will drop their coverage because they will no longer be able to afford it.” Cohn evidently thinks insurers will respond by making insurance even less affordable.

The real reason for the proposed increases is that insurers now have real data on real Obamacare enrollees rather than implausible projections from the Obama administration. And this new information makes it clear that they’ll lose their shirts if they sell coverage at anything resembling 2015 rates. Many young, healthy individuals have refused to buy pricy Obamacare coverage, leaving insurance carriers with sluggish premium streams out of which to pay the large dollar claims coming in from seriously ill patients willing to buy coverage regardless of cost. This dynamic has already caused a number of health insurers to incur huge losses.

Obviously, not even an evil insurance company can stay in business if it consistently loses large amounts of money. Earlier this month, Assurant Health announced that losses related to Obamacare are causing it to close its doors. Western Journalism reports, “The company and industry watchers blamed its losses directly on the impact of Obamacare… Assurant lost $63.7 million in 2014. The insurer raised its rates by 20 percent in 2015, in hopes of returning to profitability, but lost between $80 to $90 million during the first quarter of this year.” The company has been in business for 123 years and provides coverage for 1 million people.

Assurant is based in Wisconsin, but insurers all across the country are attempting to survive the same perverse incentives that finally undid that venerable company. The Journal lists proposed increases by companies offering plans through exchanges in Connecticut, Indiana, Maryland, Michigan, New Mexico, Oregon, Tennessee, Vermont, Virginia, and Washington state. And many of these companies are already losing huge amounts of money: “BlueCross BlueShield of Tennessee… lost $141 million from exchange-sold plans, stemming largely from a small number of sick enrollees.” It is asking for a 36.3 percent rate increase.

All of which suggests that the “premium stabilization” safeguards ostensibly meant to prevent Obamacare from sending the health insurance industry into a death spiral aren’t working. The “reinsurance program,” as Philip Klein explains at the Washington Examiner, “slaps fees on insurance policies and uses the revenue to funnel payments to insurers to compensate them for taking on individuals with a high-risk profile.” “Risk corridors” are a corporate redistribution scheme whereby the government uses the profits of some insurers to offset the losses of others. But, as Klein points out, both programs will be gone after 2016.

If disasters like Assurant and BlueCross BlueShield of Tennessee are occurring while these programs remain in place, what will happen when they’re gone? Well, we’ll have more insurers proposing hair-raising rate increases in order to avoid the fate of Assurant. But, not to worry, says Charles Gaba at HealthInsurance.org, upon whom the erstwhile “Citizen Cohn” rather desperately relies upon as the voice of reason: “These requested rate changes are being submitted to the state insurance commissioner’s office… and in most states either the commissioner or some other regulatory body has to either approve the requests or deny them.”

In other words, some state bureaucrat may simply deny the insurance company’s rate request and impose a more “appropriate” premium. This means that, in New Mexico, Health Care Service Corp. may get a mere 25 percent increase rather than the 51 percent it has proposed. In Tennessee, Blue Cross may get only 20 percent rather than the requested 36.3 percent increase. In Maryland, the state bureaucrats may decide that, instead of a 30.4 percent increase, Blue Shield may only get 18 percent. All of these outcomes have one thing in common: The rate goes up by double digits. That means you pay a higher premium no matter how it turns out.

In other words, in the best case scenario, the your health insurance premiums are going up. And this is not simply because Obamacare has been unable to accomplish the main thing most Americans wanted from health reform in first place – more affordable medical care. Barack Obama’s “signature domestic achievement” is actually making health care less affordable. Good job, Mr. President. Please use the rest of your term perfecting your chip shot.

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Putrid Leftist Alan Grayson Tweets ‘F*** The Police’ Photo

Rep. Alan Grayson Tweets Photo With ‘F*** The Police’ Graffiti – Big Government

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Rep. Alan Grayson (D-FL) posted a tweet saying he opposes the militarization of police forces. His message contained a profanity. A photo attached to the tweet showed police officers wearing gas masks and holding weapons, standing next to a mailbox with graffiti that said, “F*** The Police.”

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As he considers a run for the U.S. Senate in 2016, Grayson is no stranger to controversy. He is currently engaged in battles with both the leadership of his party, who have thrown their support in the Senate race behind Rep. Patrick Murphy (D-FL), and with his estranged wife and mother of his five children, who he is seeking to cut off from his estimated $26 million fortune.

Earlier this month, Grayson launched a profanity-laden tirade at another Florida reporter, saying that his story was s “a whole ‘nother level of bullsh**” and asking him if he was “some kind of sh**ing robot” who went around “sh***ing on people.”

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27 Shootings (8 Deaths) In Leftist-Controlled Baltimore Over Memorial Day Weekend

With 27 Shootings This Weekend, Baltimore Sees Its Most Violent Month This Century – Daily Caller

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Baltimore has seen 27 shootings and eight deaths so far over Memorial Day weekend, as the month of May promises to be the most violent the city has seen this century.

“It is disheartening that we are seeing such an increase in violence, especially when we think about the progress that we’ve made,” Baltimore mayor Stephanie Rawlings-Blake told WJZ. “We’ve come too far to have this type of setback.”

The sharp uptick in violence coincided with the April 12 arrest of Freddie Gray. Gray, 25, died in police custody a week later. The case sparked rioting and looting in the city and nationwide protests over police brutality. Six officers involved in Gray’s arrest and transport were indicted last week by a grand jury. Charges include second-degree depraved-heart murder and manslaughter.

According to Baltimore Sun reporter Justin Fenton, crime in the city has reached levels not seen since 1999.

The city did not reach the 100 murder threshold until July last year.

One anonymous Baltimore cop came forward anonymously last week to say that officer morale is “in the sewer.” The officer told CNN that cops in the city are concerned for their safety and worried about being unfairly accused of using excessive force.

CNN’s Anderson Cooper noted during the interview segment that before Freddie Gray’s arrest, city officers made 626 arrests per week on average. Last week, 358 arrests were made.

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More Proof That Leftists Are Dumber Than Dirt… As If We Needed More

California To Force Porn Actresses To Wear Safety Goggles On Set – Downtrend

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In their never ending quest to control all aspects of life with silly regulations, the liberal ninnies that run California have come up with a long list of safety rules for porno film shoots. Among other things, they want to require actors and actresses to wear safety goggles while performing sex scenes. It would seem as if the state has become every adult in the movie A Christmas Story: “You’ll shoot your eye out, kid.”

The California Occupational Safety and Health Standards Board released a 21-page proposal of porno regulations. If you find it funny that the state is pushing this volume of rules for porn shoots, it’s even more hilarious that they spent 5-years of hearings and research to come up with this stuff.

One of the big recommendations is to make condom use mandatory for all filmed sex scenes, something Los Angles passed into law recently. As unenforceable as that is, there’s even more hard-to-regulate regulations:

No one on a porn set would be allowed to pick up broken glass with their hands. They’d have to use a broom and dust pan.

Porn actors would not be allowed to share razors or any personal grooming devices.

Porn sets would have to be covered in plastic protective coverings capable of keeping the area safe from contamination.

There’s a set of rules regarding the cleaning of dildos.

Porn producers would have to provide soap to the actors that is not irritating.

Anyone handling clothing, including the actors, must wear latex gloves.

And the best of the bunch: If there is to be a facial “money shot” actors and actresses would have to wear eye protection. In fact, the facial as we know it would be outlawed by these regulations:

6. Barrier protection for the eyes, skin, mouth, and mucous membranes. The employer shall not permit ejaculation onto the employee’s eyes, non-intact skin, mouth or other mucous membranes.

In addition to this stuff, there are pages and pages of regulations requiring that porn producers provide vaccinations, laundry service, and my favorite: that they post warning signs on the set. It’s not real clear what these warning signs should be, but I imagine “Caution: Splash Zone” would do the trick.

In addition, there are 10 different regulations related to condom use, including mandatory lubricant. If a porn actor changes the point of entry, he must then remove the condom and put on a new one.

Cal/OSHA is holding public hearings on their massive porn regulation proposal and will soon make a decision on whether to implement these rules or not. This being California, it’s a given that they will vote in favor of unrealistic unenforceable regulations.

I think it will be hilarious to see a porno shot with all of these rules in place: the walls and furniture are covered in plastic drop cloths, the actor and actress are wearing latex gloves and safety goggles, every time they switch positions the actor stops to apply a new condom and lubricant, when it’s over crew members in biohazard suits rush in to quickly decontaminate the set. It should be pretty hot.

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Are Obama And The Hard Left Of The Devil? (Lord Christopher Monckton)

Are Obama And The Hard Left Of The Devil? – Lord Christopher Monckton

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The devil, in the traditional theology of the Christian Church, is a fallen angel: the very personification and embodiment of evil. Perhaps the most frequent of the many descriptions of the devil is that he is the father of lies.

Most references to the devil in the Bible mention deceit as his hallmark. John 8:44, for instance, describes the devil thus: “He was a murderer from the beginning, and abode not in the truth because there is no truth in him. When he speaketh a lie, he speaketh of his own, for he is a liar, and the father of it.”

One who is “of the devil,” therefore, is one who is by nature and habit deceitful, because there is no truth in him.

Now, it has become apparent that the global totalitarian hard left, led by Mr. Obama, no longer make any pretense of speaking the truth about any of its favorite political topics.

Two of these topics are currently in the news: so-called “gay” so-called “marriage,” for which the once-Christian people of Ireland have recently and shamefully voted, and so-called “catastrophic” so-called “manmade” so-called “global” so-called “warming,” about which Mr. Obama last week preached a whining, heavily touted and in every material respect deceitful commencement sermon to Coast Guard cadets.

Even the names of these two topics are lies. There is nothing in the least bit merry about homosexuality, and marriage is by definition the union of a man and a woman, not of two of one or two of the other.

Likewise, there has been no increase in the planet’s average temperature for 18 years and five months; the rate of warming since we first might have influenced it in 1950 is far from catastrophic; no one knows what fraction of it is manmade; and it is not global, for – to take one example – there has been no warming of the Antarctic continent since the satellites began measuring temperatures there in 1979.

Why does speaking the truth about political subjects such as these matter? The reason is that the lies do real harm. They kill people.

Take homosexuality. Why does the Bible say homosexuality is wrong? Because it spreads disease and death, as Romans 1:26-27 makes explicit: “… for even their women did change the natural use into that which is against nature. And likewise also the men, leaving the natural use of the woman, burned in their lust one toward another; men with men working that which is unseemly, and receiving in themselves that recompense of their error which was meet.”

On the epidemiological evidence – evidence that is often discussed with concern even in the “gay” journals – promiscuous male homosexuality will shorten the life of its average practitioner by about the same period as smoking: at least a decade and, in some cases, two. It is not a lifestyle but a deathstyle.

You can bet the ranch on the fact that not once was the well-established and repeatedly proven link between homosexuality, morbidity and mortality mentioned in any of the Marxstream media during the apology for a debate that led to the Irish referendum.

The hard left is the first to wax lyrical about the evil tobacco corporations that tried to pretend smoking is not dangerous. Yet they are tellingly silent about the fact that the “gay” deathstyle of which they are the chief political advocates is every bit as dangerous as smoking.

The result – I speak with feeling, because it happened to one close to me – is that people who see the state giving recognition and even promotion to what was once outlawed are drawn into becoming “gay” because they are not told how dangerous homosexuality is to them.

It is our Christian duty to love homosexuals. Yet it is no less our duty to love those who, foolishly trusting in the state and the law as the arbiters of morals, are lured by them into a misery that is a sin precisely because it leads in so very many cases to disease and even to death. It is a sin not because some half-crazed desert prophet said so many thousands of years ago but – like all sins – because of the deadly harm it causes.

The law now says that smoking must not be advertised or promoted and that anyone who buys a pack of cigarettes will have to read an in-your-face warning on the packet about the disease and death that smoking causes.

Yet the left, in advocating, promoting and now legalizing “gay” “marriage,” is deceitfully concealing the truth about the medical consequences of homosexuality. So much so that when I recently and mildly suggested to an otherwise quite sane and sensible friend that homosexuality is at least as medically dangerous as smoking and that people should surely be given as fair a warning of that fact as they are of the dangers of smoking, he said: “That may be true, but no sane person would say so.”

So much more politically “correct,” perhaps, just to let them infect and kill each other. Well, like it or not, that is not the Christian way. We should warn people fairly of the danger of promiscuous homosexuality, just as we warn smokers, so that they understand what they are letting themselves in for. Then, and only then, can they make a mature, informed choice.

What, you may ask, is all this to do with “global” “warming”? Well, one of the most frequent of the lying smears of the princes of deceit on the extreme left is to compare those of us who speak out against the monstrous exaggerations and outright falsehoods of the promoters and advocates of “catastrophic” “anthropogenic” “global” “warming” with the paid shills for the tobacco corporations who, for decades, tried to suppress or belittle the evidence that smoking kills.

Which brings us to Mr. Obama’s speech to the Coast Guard Academy about the weather. Even by his remarkably low standards, it was a dreadful speech. For a start, since this is a political hot potato, it was not an appropriate subject for the commander in chief to give to any branch of the nation’s defense forces. By iron convention, real presidents don’t make partisan political speeches. Just one more item of evidence, you may well think, that Mr. Obama is not a real president, just like BO’s BS WH HI ID (about which no one has done anything yet).

Seldom have I seen so many half-truths, untruths and outright lies crammed into a single speech. For a line-by-line, lie-by-lie analysis, follow this link to my detailed analysis at Wattsupwiththat.com, the world’s most visited climate website, run by a real weatherman.

Why are the climate lies of Mr. Obama and his fellow Marxists so serious? Because the cheapest and most reliable sources of electric and of motive power are coal and oil respectively. The fuel and power price hikes that have occurred solely because of these lies are already killing people.

In Britain, around 20-30,000 more people die in the winter months than at other times of year: further proof that it is cold, not warmth, that kills. In just one recent cold winter, there were 7,000 additional excess winter deaths. The extra deaths occurred not so much because the weather was cold as because their homes were cold. They could not afford to heat them.

Imagine how many more are dying worldwide because money that might have been usefully spent on giving them fossil-fuel power is being squandered on making non-existent “global” “warming” go away.

With that background, let us address the question of whether Mr. Obama and the “gay”-promoting, catastrophist hard left are, to use St. John’s phrase, “of the devil.”

The charitable conclusion is that they are of the devil, that they are under the controlling influence of the father of lies, that they are his unwitting or unwilling mouthpieces.

For if that be not the case, Mr. Obama and others like him who utter the wicked falsehoods on the basis of which they promote such fatal abominations as “gay” “marriage” and “catastrophic” “manmade” “global” “warming” are deliberately, willfully telling lies – lies that kill.

On the evidence, they are certainly not telling the truth, the whole truth and nothing but the truth. So far are they from the truth, so many are the deaths their interminable and often gross lies cause, that it is surely kinder to grant them the Hitler defense – that they are not in control of themselves either because they are collectively mad or because they are individually of the devil.

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Thanks Barack… U.S. Welfare Rolls Explode Under Obamacare

U.S. Welfare Rolls Explode Under Obamacare – WorldNetDaily

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The Affordable Care Act, or Obamacare, has created more dependency on government and perverted the capitalist foundations of America, according to a top surgeon.

“You just can’t keep giving everything away to people without them working for it,” said Dr. Lee Hieb, former president of the Association of American Physicians and Surgeons. “It’s not capitalism when you let people who are able-bodied not contribute to society but take the spoils. I mean, that’s just not capitalism. We have too many people that don’t work to eat.”

Obamacare appears to be worsening America’s dependency issue. The Associated Press reported food-stamp enrollment increased in 11 states between January 2013 and the end of 2014, the period during which Obamacare went into effect.

Ten of those 11 states expanded Medicaid under the ACA, and six of them used new online enrollment systems that made it easy for customers to sign up for both Medicaid and food stamps at the same time. Such streamlined application systems were built specifically for the health-care overhaul.

In total, nearly 632,000 people were added to the food-stamp rolls in those 11 states during that period, at an estimated cost of almost $79 million a month to the Supplemental Nutrition Assistance Program, the food-stamp program also known as SNAP. This came at a time when the national economy was improving and food-stamp enrollment declined nationwide.

Dr. Jane Orient, executive director of the Association of American Physicians and Surgeons, sees the phenomenon as part of a government attempt to place more Americans under its thumb.

“Self-reliant Americans are being crushed by taxation and regulation, directly and indirectly, and turned into government dependents,” Orient said. “How can you resist if government can cut off your food and medicine?”

In almost all of the 16 states that didn’t expand Medicaid, food-stamp rolls have been decreasing as the economy improves.

Hieb, author of “Surviving the Medical Meltdown: Your Guide to Living Through the Disaster of Obamacare,” said Obamacare’s Medicaid expansion damaged the American medical system by dropping people from their private insurance and putting them on Medicaid.

“People think that all these people getting on Medicaid through Obamacare were uninsured,” Hieb said. “That’s not true. A number of those people had private insurance, but now, because they qualify under these new guidelines, why not have somebody else pay for your health insurance? So instead of paying for health insurance, they’re taking Medicaid.”

She continued, “So you’ve turned paying patients into nonpaying patients. It’s absolutely, clearly a failing economic model, and I don’t understand how smart people believe it. I just don’t understand how they do not see that point.”

Hieb, an orthopedic surgeon, has observed firsthand the damage Medicaid expansion has done to hospitals. She recently reached the end of a contract to perform surgery two-and-a-half days a week at a small hospital, and she is now looking for a similar arrangement. However, she says she’s found hospitals are running scared from orthopedic surgeons like her because they fear they won’t make enough money to pay the surgeons’ salaries.

According to Hieb, the hospitals are struggling to bring in money because of the increase in Medicaid patients and corresponding decrease in private-pay patients. Medicaid does not reimburse hospitals as much as private insurance does. Hospitals have also struggled to cope with Medicare provider payment cuts and increased administrative paperwork.

But while Medicaid expansion has hurt hospitals, it has been a boon to health-care consumers. In states that expand Medicaid, adults with incomes up to 138 percent of the federal poverty level must qualify, and states are allowed to set even higher thresholds. Before the ACA took effect, the median Medicaid eligibility limit for parents was 106 percent of the federal poverty level. Medicaid expansion also made adults without dependent children eligible for the first time.

Hieb said she believes Americans are smart enough to act in their own financial self-interest, and, for many who hover just above the poverty level, that involves taking advantage of the welfare system. Hieb lives among the patients she serves in rural Iowa, and she says they know how to look out for themselves.

“It’s a mistake to think that all these poor people are children who cannot navigate this very complex medical system,” Hieb asserted. “These are the people who have figured out if you don’t make $35,000 a year working, it’s not worth working because you can do that well if you know how to work the system of welfare.”

If people can cobble together enough disability payments, unemployment payments and food stamps to earn a halfway decent living, Hieb argued, they are smart enough to hitch themselves to Medicaid, even if they might be able to afford health insurance on their own.

“People act in their own economic self-interest,” Hieb said. “If you can get things for free, why pay for them?”

She answered her own question: “One, because that’s ethical, and two, medical providers cannot be in business unless somebody actually pays the bill.”

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Hitlery Campaign Goes Full-Blown Psychotic, Pretends She Hasn’t Already Announced Her Candidacy

Ready For Hillary Wants A “Do-Over”, Will Announce Her Candidacy June 13th – Weasel Zippers

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Another Scooby van tour.

Via BPR

The Hillary Clinton campaign wants Americans to get excited – again – because the former secretary of state will be making her first campaign announcement speech – again.

That’s right.

It seems the Clinton team wants a “do-over” to its botched campaign start – perhaps to magically erase the constant blunders, scandals, and poorly staged “impromptu” events that have marked the effort since its April kickoff.

Apparently it’s time to pretend the whole thing never happened.

On June 13, it will become “official?” How dumb does the Clinton tribe think the American people are?

As informed citizens know, Clinton made her announcement Sunday, April 12. The New York Times proudly sang her praises and featured Clinton’s announcement video.[…]

The whole thing boggles the mind, and plenty of Twitter users had to vent to clear their heads.

Keep reading

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